Privacy Policy
Last Updated: June 2025
Scope: This Privacy Policy applies to the Fincend, Spending, and NoSpend mobile applications, all developed by Fincend.
This document is the binding legal version. Translations may be provided for convenience only and do not alter the terms herein.
1. Information We Collect
1.1. Personal Information
When using our applications, we may collect the following information:
- Email address
- Financial data (income, expenses, assets, debt information)
- User preferences and settings
- Device information and usage statistics
1.2. Automatically Collected Information
- IP address
- Device type and operating system
- Application usage data
- Crash reports and performance data
2. How We Use Your Information
We use the collected information for the following purposes:
- To provide and improve application services
- To offer personalized financial recommendations
- To enhance user experience
- To provide technical support
- For security and fraud prevention
- To fulfill legal obligations
3. Data Security
We use industry-standard security measures to protect your personal data:
- All data is stored encrypted (AES-256)
- Secure data transmission via HTTPS protocol
- Regular security audits and updates
- Access controls and authorization systems
- Data backup and recovery procedures
4. Third-Party Services
Our applications use the following third-party services:
- Supabase: Data storage and authentication
- RevenueCat: Subscription management
- Google AdMob: Advertising services
Each of these third-party services operates under its own privacy policy. We encourage you to review their respective policies to understand how your data is handled.
5. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to improve your application experience. These technologies are used to remember your preferences and analyze application performance.
6. Your Data Rights
Under GDPR and applicable data protection laws, you have the following rights:
- Right to access your data
- Right to request data correction
- Right to request data deletion
- Right to object to data processing
- Right to data portability
To exercise any of these rights, please contact us at mail@fincend.com. We will respond to your request within 30 days.
7. Children's Privacy
Our applications are not designed for users under 18 years of age. We do not knowingly collect personal information from users under 18. If you believe we have inadvertently collected such information, please contact us immediately so we can delete it.
8. Data Retention
We retain your personal data for as long as necessary to provide our services or as required to fulfill our legal obligations. When your account is deleted, we will remove or anonymize your personal data within a reasonable period, except where retention is required by law.
9. International Data Transfers
Your data may be stored on servers outside the European Economic Area. In such cases, we take appropriate security measures, including standard contractual clauses and other safeguards, to ensure the protection of your data in accordance with applicable law.
10. Policy Changes
We may update this Privacy Policy from time to time. When significant changes occur, we will notify you via in-app notification or email. Your continued use of our applications after such notification constitutes your acceptance of the updated policy.
11. Contact
For questions about our privacy policy or to exercise your data rights, please contact us:
- Email: mail@fincend.com
- Website: www.fincend.com
12. Data Protection Officer
For requests regarding your data protection rights, you can contact our data protection officer at mail@fincend.com.